The vast majority of Indiana personal injury cases are actually settled in negotiations with the insurance company without a lawsuit being filed. A good injury lawyer who does excellent research will be able to prepare and present cases powerfully enough that the insurance company agrees to pay the amount your attorney believes the case is worth.
If you are satisfied with the amount and wish to settle your claim at that point, your case will not have to be filed as a lawsuit with the court system.
However, there are some cases that must be filed and enter the litigation process. About 95 percent of all injury lawsuits filed actually settle prior to trial by jury. Therefore, it is extremely unlikely that your case will have to be tried in court by a judge and jury.