Motorcycle accidents are extremely dangerous because the rider is vulnerable to catastrophic injuries or fatalities. If the other motorist does not have insurance, the victim may have to pay up to 100 percent of all medical costs. In addition, they may not recover lost pay or other accident-related costs.
Sevenish Law Firm, P.C., defends the rights of motorcycle accident victims in Indiana. Your Noblesville uninsured motorcycle accident lawyer will be dedicated to helping you pursue compensation for all your damages (including medical bills, lost pay, pain and suffering, and other losses). Call our law firm today to find out more about your legal options after a motorcycle accident.
Insurance Requirements in Indiana You Should Know About
Indiana law requires car and motorcycle operators to carry liability insurance at all times. The minimum amounts for each include:
Auto Insurance Minimums:
According to the Indiana Department of Insurance, the minimum auto insurance requirements in Indiana include:
- Uninsured Motorists: Bodily Injury: $25,000/$50,000
- Property Damage: $25,000
- Underinsured Motorists: Bodily Injury: $50,000
The minimum amounts of insurance coverage may satisfy Indiana law requirements. However, they may not cover all your total losses after your accident. Sevenish Law Firm, P.C., can help you explore other options for pursuing compensation for your damages. Our goal is to help you recover your financial and personal losses so that you can move forward with your life.
Additionally, some of our Noblesville uninsured motorcycle accident lawyers are keen riders, too, so we understand how motorcycling is a significant part of your life. We also know about the prejudice riders can face when they get into an accident that was not their fault. Further, we only take cases related to personal injury law, so we are ahead of the curve regarding expertise in this field.
For a free legal consultation with a uninsured motorcycle accidents lawyer serving Noblesville, call 317-636-7777
Your Options if the Other Noblesville Driver Who Hit You Does Not Have Auto Insurance
Indiana follows a standard fault-based policy that establishes who is liable for damages after a motorcycle accident. Therefore, the driver who caused the accident is responsible for all harm they caused you. However, if the other driver is uninsured, you may have to look at other options for recovering your losses, such as:
Turn to Your Uninsured Motorist Coverage
In Indiana, all insurance policies must include uninsured motorist coverage (UIM) unless it is rejected in writing beforehand. UIM coverage is equal to or higher than the minimum coverage amounts listed above. If you have this type of coverage, you may use it to recover your damages. You can claim damages such as a percentage of your medical costs, lost pay, or pain and suffering.
You May Be Able to Sue the Other Driver
Your insurance policy may have coverage limits. However, motorcycle accidents can cause catastrophic injuries. While your insurance may cover a portion of your damages, it may not be enough to cover all of them, as motorcycle accidents can lead to high medical bills that exceed your policy limits. You may have the option to file a lawsuit against the uninsured driver for the remainder of your damages. Again, we provide everything you need to ensure you are properly compensated for the harm caused by the other driver.
You Might Be Able to File for Disability
If the accident in Noblesville left you disabled, you may also have the option to file for federal or state disability. While disability will likely not cover all of your expenses, it can help pay your daily living costs and a portion of your damages.
Would you like to know more about your options after a motorcycle accident? Then contact Sevenish Law Firm, P.C., today to learn more about your legal options during a free initial consultation.
Should I Go It Alone and Manage My Own Insurance Claim?
While you can file your own insurance claim, doing so could be detrimental. Many claims that seem straightforward initially can quickly become burdensome and complex – especially if you are recovering from significant injuries at the same time. Here are a few examples of what we mean by ”complex” cases:
- Cases involving complex medical injuries
- Cases where multiple parties are at fault
- If you are unsure about the value of your claim
- If an insurer delays, undervalues, or unfairly denies your claim
- Receiving an initial settlement offer that is too low
- The other party or their insurer denying liability for a claim
- Responding to insurers without making mistakes that could harm your settlement
Working with our Noblesville uninsured motorcycle accident lawyer could save you time and money in the long run, particularly when dealing with obstacles that can crop up along the way.
Noblesville Uninsured Motorcycle Accident Lawyer Near Me 317-636-7777
Recovering Your Losses After a Noblesville Motorcycle Accident
A motorcycle accident can cause extensive injuries that cause you to be laid up in bed for months. Your injuries can lead to financial losses and other issues that make your life more difficult. Fortunately, you may be entitled to claim damages such as:
- Medical bills and rehabilitation expenses
- Total lost income, including compensation for reduced earning capacity if the accident affects your ability to work
- Ongoing physical pain
- Emotional distress, anxiety, or depression
- Damage to your motorcycle
The Noblesville uninsured motorcycle accident lawyers from Sevenish Law Firm, P.C., can help you determine the value of your claim. There are no fixed dollar amounts for the damages you could recover after a motorcycle accident. Everyone we represent faces unique challenges. As such, we take the time to get to know every way the accident has impacted your home, social, and work life.
We will explore all your damages and assess the extent of your losses. We are committed to helping you pursue fair compensation. Let us help you determine what your claim is worth.
Fatal Motorcycle Accidents and Wrongful Death Actions
If the accident in Noblesville caused fatal injuries, we are sorry for your loss. We understand this is a difficult time for your family and that no amount of money can make up for your grief. However, a wrongful death lawsuit can help with making the necessary financial adjustments following the loss of a loved one. We will provide everything you need to file for wrongful death damages, such as loss of consortium, medical expenses, and funeral bills.
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Getting Legal Representation After Your Noblesville Motorcycle Accident
One of the reasons why motorcycle accident victims sometimes do not receive fair compensation is that they are unfamiliar with how to navigate the Indiana legal system. As your attorneys, we can handle your case and work on your behalf to help you win your case. Our legal team can help you in the following ways:
Managing Your Case During Recovery
You may feel that you have to wait until you get back on your feet to file your claim. However, the sooner you start your case, the sooner your team can get to work. Our law firm is prepared to help you with your case right away. We can manage your entire claim while you are recovering from your injuries.
Ensuring Your Case Is Handled Correctly
We ensure that your case is handled properly and that your rights are protected throughout the process. We establish fault and liability, estimate the actual value of your claim, obtain evidence that supports your claim, and make sure that all the paperwork is handled correctly.
Negotiating a Fair Settlement
When you have a motorcycle accident lawyer on your side, you do not have to face the insurance company (or any other party) on your own. We engage with the insurer on your behalf and fight for a fair settlement. If the insurance company does not want to settle, you may have the option of taking your case to court. A Noblesville uninsured motorcycle accident lawyer is prepared to represent you.
Sevenish Law Firm, P.C., has worked with many clients in motorcycle accident cases throughout Indiana. Our team can work with you to help you pursue a financial award for your accident claim. We take the time to listen to your story, answer your questions, and explore the options.
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Time Limits Apply to Personal Injury Cases in Indiana
Keep in mind there is limited time to file your lawsuit per I.C. § 34-11-2-4. Under Indiana law, injured parties generally have two years to begin legal action for an injury. Missing this deadline could mean you forfeit your right to pursue compensation, so we would always urge injured people to act sooner rather than later.
Contact Our Law Firm to Start Your Noblesville Uninsured Motorcycle Accident Case
If you or a loved one is recovering from injuries in a Noblesville motorcycle accident that an uninsured driver caused, contact Sevenish Law Firm, P.C., for a free consultation to learn about your legal options. As enthusiasts of life on two wheels, we have a unique perspective on motorcyclists’ frustrations and challenges after an accident, so we want to do everything we can to help fellow riders.
Contact Sevenish Law Firm, P.C. to get started with your motorcycle accident claim today.