Experiencing a car accident is frightening, especially if you collide with a semi-trailer truck. The size and weight of commercial vehicles make accidents with passenger cars especially dangerous. Severe injuries can make it difficult to continue working or can cause chronic pain.
If you were injured in a car accident involving a truck, call Sevenish Law Firm, P.C. today at (317) 720-3229 for a free consultation to discuss your legal options.
Find a Lawyer to Represent Your Case
A Plainfield truck accident lawyer can recover damages for your economic and non-economic damages, such as:
- Medical bills
- Lost income
- Vehicle repair and replacement costs
- Loss of affection
- Pain and suffering
Injuries can lead to disabling conditions, which can limit your ability to work, while other injuries may force you to change careers, which is why a Plainfield truck accident lawyer can pursue damages for future lost earnings. If you have dependents, injuries from a car accident can impact your ability to provide, which can allow a Plainfield truck accident lawyer to recover non-economic damages.
Indiana requires all vehicle owners to maintain auto insurance that includes bodily injury coverage. Auto insurance policies can reimburse you for actual expenses, such as excess medical bills. You can recover reimbursement from the at-fault driver’s policy to compensate you for your actual losses. If your costs exceed the other driver’s policy limits, you can file a claim with your policy because Indiana drivers are also required to carry uninsured and underinsured motorist coverage.
That makes reporting an accident to your insurance company as soon as you can imperative. Your insurance company, as well as the other drivers, will investigate the cause of the accident and determine which driver is at fault. The reason fault matters is because it determines which party is liable and which drivers policy pays out benefits first.
Working with a Plainfield truck accident lawyer ensures that you seek damages from all liable parties, which improves your ability to receive just compensation for your injuries.
For a free legal consultation with a truck accidents lawyer serving Plainfield, call 317-636-7777
Liability
Indiana is an at-fault insurance state that practices a modified comparative negligence rule. That makes establishing the other driver responsible for the accident central to your claim, as you must prove the other party is at least 51% at-fault for the accident to collect damages. If you were struck by a commercial vehicle, a Plainfield truck accident lawyer may pursue damages against the driver’s employer.
For example, if the driver has an extensive history of violating traffic laws and their employer hired them anyways, a Plainfield truck accident lawyer can argue that the company was negligent in hiring the at-fault driver. Some accidents are caused by defective vehicles which may be subject to a product liability claim or an active recall. That means a Plainfield truck accident lawyer could pursue additional compensation against the vehicle manufacturer.
Plainfield Truck Accident Lawyer Near Me 317-636-7777
Finding the Person at Fault
Most accidents are the result of one driver exercising poor judgment or violating traffic laws. Some of the most common causes of accidents include:
- Drunk and intoxicated drivers
- Distracted driving
- Speeding
- Failure to stop
- Aggressive driving
The cause of the accident is essential in determining who the at-fault party is. Police will conduct an initial investigation and interview available witnesses. Additionally, law enforcement may issue citations to the at-fault driver, which can be used to prove in court that the other motorist is liable.
Your insurance company will review the circumstances of the accident as well, which makes it important to work with a Plainfield truck accident lawyer because your insurance company may not agree with the finding of the other driver’s insurance company.
If the other driver was intoxicated when the accident occurred, they will be considered the at-fault party. Medical records and police reports can be used by a Plainfield truck accident lawyer to demonstrate the severity of your injuries and the other driver’s liability.
To discuss whether you are entitled to compensation following an accident, call Sevenish Law Firm, P.C. today at (317) 720-3229 for a free consultation.
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Potential Damages
Indiana limits non-economic damages in most personal injury cases although economic damages are typically uncapped. Injuries from a car accident entitle you to compensation from multiple parties, making it essential to discuss your case with a Plainfield truck accident lawyer.
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What Insurance Covers
All drivers in Indiana must have a minimum of:
- $25,000 bodily injury coverage per person
- $50,000 bodily injury coverage for all persons per accident
- $50,000 in underinsured bodily injury coverage
- $25,000 in uninsured motorist coverage
Some drivers may opt for higher limits. Insurance coverage reimburses you for actual expenses, such as medical bills and transportation to medical appointments related to your accident.
Serious injuries may cause medical bills to exceed insurance coverage, meaning that a Plainfield truck accident lawyer has to pursue additional economic damages by filing a lawsuit against the driver and other liable parties.
Economic vs. Non-Economic Damages
Economic damages are actual costs you paid because of the injuries you suffered in a car accident. You can prove economic damages by submitting bills, bank statements, and invoices that itemize your expenses.
Non-economic damages are usually capped at $300,000 and compensate you for future losses. If an injury limits your ability to live the same quality of life you had before the accident, non-economic damages can be awarded.
A Plainfield truck accident lawyer can also pursue future lost wages and damages for a diminished earning capacity. If the severity of your injuries precludes you from working, you may also qualify to file for unemployment and disability benefits.
If you suffered injuries in a car accident, call Sevenish Law Firm, P.C. today at (317) 720-3229 to discuss the details of your case during a free consultation.
Call Sevenish Law Firm, P.C. Today
A car accident can cause severe and chronic injuries, making it important to discuss your legal options with a Plainfield truck accident lawyer. Indiana allows you to collect both economic and non-economic damages to compensate you for your injuries.
To find out more about what you are entitled to following a car accident, call Sevenish Law Firm, P.C. today at (317) 720-3229 for a free consultation.
Call or text 317-636-7777 or complete a Free Case Evaluation form
