We strongly advise against attempting to file an uninsured motorcycle claim without the guidance of a dedicated personal injury lawyer—whether through working with a potentially less knowledgeable general practice lawyer or by representing yourself (pro se representation). A lawyer can investigate additional recovery options and may help you recover more compensation than possible on your own.
Uninsured motorcycle claims can be difficult to navigate. The damages you suffer can be very high, especially if you are severely injured. Do not risk your financial future. Contact a personal injury attorney who can review your case and recommend the next steps.
Should I File an Uninsured Motorcycle Accident Claim Without an Attorney?
We strongly recommend you do not file an uninsured motorcycle accident claim without an attorney. An uninsured motorist does not have an insurance policy to cover your damages, however, there may be other paths to pursue compensation.
For example, your lawyer may be able to recover compensation from:
- The driver directly
- Your own uninsured motorist coverage
- The employer of the driver, if they were working at the time of the accident
- Your health insurance policy
Indiana is not a no-fault state, which means the policy of the at-fault driver is generally required to pay for all damages resulting from an accident. If the at-fault driver does not have insurance, you should rely on a personal injury attorney to pursue damages.
Your lawyer can also help investigate your claim, uncover other parties who may be held liable, gather evidence, and negotiate with the insurance companies on your behalf. In many cases, you will recover more compensation with a legal team on your side.
Damages You May Recover in an Uninsured Motorcycle Accident Claim
An uninsured motorcycle accident may result in thousands of medical bills and injuries that may never go away. These losses can be especially terrifying when there seems to be no recourse for compensation due to the other driver’s lack of insurance.
In some cases, you may be able to seek compensation from your own insurance policy or other at-fault parties. You attorney will likely seek the following types of damages:
Medical Treatment Costs
Motorcycle accidents may result in traumatic physical injuries, including broken bones, spinal injuries, and traumatic brain injuries. You may recover the cost of medical treatment such as surgery, hospital care, doctor’s co-pays, and even long-term care.
You may lose months or weeks of pay after an uninsured motorcycle accident. You may recover the cost of missing wages, including the loss of future income if you are unable to work again.
Pain and Suffering
Most physical injuries will heal, given enough time. However, the emotional impact, stress, and fear can last for months or years. Your lawyer may pursue pain and suffering damages to cover the physical and emotional pain you were forced to endure. This type of damage may not be recoverable through certain policies, however.
Only an uninsured motorcycle accident attorney who is familiar with your case can provide an estimate of your damages. Seek legal guidance to better understand the amount of compensation you may recover instead of attempting to file an uninsured motorcycle accident claim without an attorney.
Statute of Limitations for Uninsured Motorcycle Accident Claims
Like most other vehicle accidents, you have a limited amount of time to seek compensation for an uninsured motorcycle accident case. In the state of Indiana, accident victims have two years from the date of the accident to file a case in a court of law.
A few factors may impact this limitation; a personal injury lawyer can advise if these factors may impact your ability to file for compensation.
Contact an Uninsured Motorcycle Accident Lawyer Today
If you were injured in an uninsured motorcycle accident, your financial future may be at risk. You might face thousands in medical bills and lost income due to your injuries. If the other driver was not insured, you may worry you have no recourse to recover compensation.
While you are not required to seek legal help to file an uninsured motorcycle claim, it is in your best interest to do so. A dedicated personal injury attorney can investigate your crash, gather evidence, and seek compensation from any and all liable parties before the statute of limitations under Indiana law passes.
At Sevenish Law Firm, P.C., our firm is committed to fighting for the rights of all uninsured motorcycle accident victims. If you have been injured in an uninsured motorcyclist crash, we can help.
Call today for a free review of your uninsured motorcycle accident case at 317-720-3229.