If you suffered injuries in an Indianapolis, Indiana, hit and run accident, you may have options for recovering compensation for some of your damages even if the police never identify the at-fault driver. While the best outcome in this type of case is to identify the driver and file a claim based on their auto liability policy or pursue a personal injury lawsuit against them, this is not always possible.
Instead, a car accident attorney can help you navigate the process to file a claim based on your own uninsured/underinsured motorist coverage unless you declined this type of policy. This type of claim will not provide the full range of damages we might be able to recover from an at-fault driver, but we will work to identify all recoverable damages and document them thoroughly to maximize your payout if you are involved in a hit and run.
You Likely Carry Insurance Coverage for This Situation
Under Indiana auto insurance laws, every auto liability policy—the one you legally must carry to protect other drivers if you cause an accident—includes uninsured or underinsured motorist coverage. While you can reject this additional coverage in writing, most people do not do so.
This is the policy we can file a claim on if you are involved in a hit and run and suffer injuries and the police never identify the at-fault driver. If you have the standard policy that provides the basic legally required coverage, you likely have a policy with the following limits:
- $25,000 for one person injured in an accident you caused
- $50,000 in bodily injury for all victims of an accident you caused
- $25,000 for repairs to the other driver’s car in an accident you caused
- $50,000 for the bodily injuries you suffered in an accident caused by an uninsured or underinsured motorist
We can help you pursue a claim based on this last type of coverage, proving your related losses and expenses and fighting for a payout up to the limits of your policy.
Ways a Lawyer Can Help if You Are Involved in a Hit and Run
If your injuries were serious, $50,000 in insurance coverage may not make a big difference in the cost associated with your treatment and recovery. When this happens, we can take steps with you to look at additional options. This may include:
- Filing a claim based on your health insurance coverage
- Considering other policies that may provide coverage
- Taking steps to help the police identify the hit and run driver
In some cases, we may be able to obtain a tag number or get a video of the accident that identifies the hit and run driver. While this is rare, it may be possible because we investigate your case to ensure we build the strongest argument possible for a full payout.
If we interview a witness who remembers any identifying details or if we obtain a security video from a nearby store that clearly shows a license plate number, we can work with the police to identify the at-fault motorist.
Sevenish Law Firm, P.C. Can Pursue Damages on Your Behalf
At Sevenish Law Firm, P.C., we will help you navigate the insurance claims process and file a claim based on the at-fault driver’s policy or your own uninsured and underinsured motorist coverage. We know the tactics insurance companies, including your own, will use to protect their bottom line and reduce the payout they offer to accident victims.
We only handle car accident cases and other personal injury cases, giving us the experience and knowledge necessary to understand the small print on your policy and ensure the insurance company treats you fairly. If you opt for a discount firm, you are settling for a jack of all trades but master of none. We can maximize your car accident payout because this type of case is the only thing we handle.
Let Us Review Your Case for Free
If you are considering pro se representation or hiring a discount law firm because it looks like a bargain, we encourage you to let us review your case and explain what it will take to recover the maximum compensation possible based on the terms of your policy.
Call (317) 636-7777 today for a free, no-obligation evaluation and initial consultation.
Talk to a Hit and Run Car Accident Attorney About Your Case
At Sevenish Law Firm, P.C., we know what it takes to get compensation after you are involved in a hit and run accident in Indianapolis, IN. Call us today at (317) 636-7777 and let us go to work on your case.