Unfortunately, car accidents are all too common in Indiana. Some victims face overwhelming medical costs or suffer lost time from work during their painful recoveries. Additionally, some victims may have to battle insurance companies to get fair payment for their losses.
If you’ve been injured in a wreck and struggling in the aftermath, you don’t have to deal with insurance companies, medical costs, and injuries alone. An Indianapolis car accident lawyer on your side can allow you to focus on your physical recovery while pursuing compensation.
What Types of Compensation Are Available After a Car Accident in Indianapolis?
You may qualify for various forms of damages after your car accident, and we can help you determine what they are. Compensation may cover your costs for:
- Medical bills, including surgery, doctor’s visits, hospital stays, and rehabilitative therapy
- Lost wages for the time spent away from work
- Reduced earning capacity
- Pain and suffering
- Loss of quality of life
- Burial and funeral expenses, if you lost a loved one
Our Indianapolis car accident lawyers can make sure we account for how your accident-related injuries will affect your future, as well. We will fight for fair compensation so that you do not suffer any further harm as a result of someone’s negligence on the road.
Car Accident Case FAQs
Below are frequently asked questions about the root causes of car accidents and their damages in Indianapolis. Reach out to us by phone if you don’t see your questions answered here.
What are the main causes of car accidents?
There are many different ways a crash can occur, but most involve some degree of negligence. Our car accident attorneys in Indianapolis can help you get justice for an accident caused by:
- Reckless driving. Speeding, aggressive driving, and failure to follow the rules of the road cause thousands of accidents across the country. We can help you file a claim against an at-fault driver, a driver’s insurance company, or an at-fault driver’s employer (if the driver was working at the time of the crash).
- Drunk driving. Impaired drivers have decreased reaction times and poor control over their vehicles, causing many to speed, cross over centerlines, or even fall asleep at the wheel. We examine police accident reports and request breath or blood test results to determine if a driver was drunk or drugged at the time of your accident. You might be able to hold the drunk driver or a bar that over-served him responsible for the crash.
- Distracted driving. Despite the dangers that texting or talking on a cell phone while driving may cause, millions of drivers continue to engage in these dangerous activities. We rely on police reports, eyewitness testimony, social media activities, and other evidence to establish the driver was not giving his full attention to the road.
- Automotive defects. Defective tires, faulty airbags, and flawed ignition switches are just a few of the recent poorly-made auto parts that have gained attention in recent years. Dozens of vehicles and auto parts are recalled every year in the U.S. due to potential safety risks. We can help you hold the manufacturer of a defective vehicle or auto part responsible for causing you injury.
- Poor road conditions. Slippery hills, uneven grades, and deep potholes can easily cause a driver to lose control of a vehicle. We can gather evidence at the scene to determine if a government entity or one of its contractors is liable for poor maintenance or faulty or dangerous roadway conditions that contributed to your accident.
If someone you love was killed in a fatal wreck and they weren’t at fault, see how one of our wrongful death lawyers can help you file a claim. Certain family members are eligible for compensation.
What are the most common injuries in a car accident?
The most common injuries in a car accident involves conditions like whiplash, scrapes, cuts, and soft tissue injuries.
Although these injuries may seem minor at first glance, they can lead to chronic medical problems that impact your daily life. While it is difficult to know what is the most common injury in a car accident, even minor and non-fatal injuries can entitle you to recover damages from the at-fault driver.
What should you do after you’re in a car accident?
During the first hour after a crash, evidence is still fresh and available.
Here’s a list of suggestions to follow after a car accident, whether it involves a serious injury or only property damage.
Put safety first.
- Call emergency personnel.
- Render first aid.
- Put out flares or markers to alert other drivers.
- Don’t move the vehicles unless they are causing a traffic hazard.
- Don’t clean up debris—it’s valuable evidence.
- Call an Indianapolis personal injury lawyer at the earliest opportunity. Prompt investigation by a professional is the best way to preserve evidence.
- Exchange information with the other driver (license, insurance, name, address, phone number). Record their plate number and ask whether they own the vehicle.
- Get contact information of any witnesses. (Don’t try to take statements.)
- Take photos if possible. Document damage from several angles and photograph your injuries.
Keep your eyes open, and mouth closed.
- Make note of the scene: vehicles involved, road conditions or hazards, the position of vehicles, and what happened. Diagram the accident.
- Do not admit to fault! Not to a police officer, the other driver, witnesses, even your passengers! Acknowledging your own negligence can come back to haunt you.
Report the accident.
- Cooperate with police, but don’t volunteer information that may incriminate you or damage your personal injury claim.
- Report the Indiana vehicle accident to your insurance agent, but don’t acknowledge fault before talking to an Indianapolis car accident attorney.
Monitor your condition.
- Bruises appear. Shock wears off and pains flare up. Make note of your symptoms in detail and photograph injuries again.
- See a doctor, even if you think your injuries are minor. Some injuries (neck injury, back injury, fractures) are not apparent until well after the accident. You need to show that they were accident-related to recover damages.
Can you sue for a car accident if you are not hurt?
The vast majority of lawsuits that result from a car accident involve bodily injuries. That said, you can sue for a car accident if you are not hurt but your vehicle is damaged. These are known as property damage claims.
More than likely, a property damage settlement offer that reflects all of your losses will not be presented to you. Often, you will have to build a successful claim before the insurance company will make a settlement offer that compensates you sufficiently. The good news is that an attorney can assist you with this process.
What is the statute of limitations for car accidents in Indiana?
The statute of limitations refers to the legal window of time victims have to file a legal claim following an accident. This is governed by the jurisdiction of each state. In Indiana, the statute of limitations for car accidents and other personal injuries is two years, meaning you have a limited amount of time to act if you were a victim and are considering your legal options (IC § 34-11-2-4).
It’s important to act promptly after a car accident to begin building a case for compensation. An attorney can help you ensure that your case is on track.
What types of coverage are available to you in an accident?
In an accident, you typically think about the coverage that applies to the vehicle you’re in, like a car, truck, or motorcycle. Your insurance will also have a health insurance component. Liability coverage is coverage that you secure with your insurer to protect you when you are at fault.
When someone else is at fault, then what could apply is uninsured motorist coverage, for when the wrongdoer does not have insurance.
Our firms offers a free insurance check-up, so feel free to call us directly for assistance.
Is It Worth Hiring an Indianapolis Car Accident Lawyer?
It is absolutely worth hiring a car accident lawyer in Indianapolis. An experienced auto accident attorney can take over the fight on your behalf, allowing you the time you need to heal.
We believe in providing comprehensive legal counsel and aggressively protecting our clients’ interests. We will examine every detail of your case to determine who should be held responsible.
Reasons to Hire a Car Accident Lawyer After a Crash
You have the legal right to represent your own interests throughout the car accident settlement process, but it can be overwhelming. A car accident lawyer in Indianapolis can investigate your accident, calculate fair compensation, and fight for a fair settlement or court-awarded offer. This way, you can focus on your health and family.
Indianapolis Car Accident Lawyer FAQs
The following are the most commonly asked questions our car accident attorneys in Indianapolis are asked by our clients. If your question isn’t listed here, just give us a call.
Do you need a lawyer after a car accident?
The benefits of working with a professional attorney are as follows:
- An attorney can talk to claims adjusters. Attorneys are used to managing injury claims, and they take on the responsibility of communicating with insurance adjusters. A lawyer will use the proper paperwork and forms to get things going quickly, so you don’t have to wait as long.
- Attorneys help build a strong medical case. They use medical evidence to develop a strong case for injuries, medical bills, and pain and suffering costs. Also, they will consider how your injuries will impact your future ability to work and calculate that into the settlement amount. This involves extensive work. The lawyer may need you to attend additional medical appointments and have assessments about your future working ability. All of this is factored into the case and its amount.
- An attorney helps determine how much loss of income you suffered. It is vital that you understand what type of income loss you will incur and how much you will lose due to the accident. The attorney will calculate the amount of missed work and figure out what your future missed work will be. This information is critical, and it is not simple to figure out.
- Attorneys help establish liability. They will gather all relevant evidence so your case reflects who was the responsible party. This involves interviewing witnesses, gathering police statements, taking pictures if necessary, and more. They will call or email people to obtain essential information. The goal is to be sure that the evidence supports your case.
Why should you work with a lawyer rather than a claims adjuster?
In the video below, you’ll learn how insurance adjusters don’t have your interests in mind. Your lawyer does.
When to Hire a Car Accident Lawyer in Indianapolis
Our Indianapolis, IN, car accident lawyers understand that your injury recovery process will take the bulk of your family’s attention during the months and years after your wreck. Let our skilled Indianapolis car accident attorneys handle your case so that you can be sure your claim is filed on time and your right to compensation is preserved.
When should you call a lawyer after an accident?
In the video below, you’ll learn that insurance companies assign a value to your claim right away, and it’s difficult to raise that when deciding to hire a lawyer later on.
Can I contact a lawyer while at the accident scene?
Yes, you can contact a lawyer while at the accident scene and ask them for advice. Dealing with the immediate aftermath of an auto collision can be stressful for anyone, and you might not be in the right state of mind to handle things yourself.
For instance, a lawyer could help you take photos and videos of the crash scene for documentation purposes. They could also advise you on how to respond when you are speaking with other involved parties.
What if I cannot call a lawyer right away?
If you cannot call an attorney while at the accident scene, contact one as soon as possible afterward. They can check if you followed the steps listed above and speak with the other driver’s insurance company for you.
When is it best to have a car accident lawyer?
You should get a car accident lawyer following any serious vehicle collision.
Many people may balk at the idea of hiring a lawyer after a car accident. Some assume their injuries will go away quickly. Others realize they might be entitled to seek compensation, but are worried about the cost of an attorney.
However, if you are unsure if you need an attorney following your crash, consider if any of the following factors apply to you:
- Your accident involved bodily injuries or death.
- Liability is disputed.
- The other driver is uninsured.
- There are multiple parties in the accident, each with their own insurance policies.
- You received a settlement offer from the other side and need to determine if it is fair, or negotiate for a better offer.
Can you file a car accident claim without an attorney?
You can file a car accident claim without an attorney. However, you may want to focus on resting and recovering from your injuries instead. The claims process can be complex, it requires knowledge of the law, and it takes time and effort to prove your right to compensation.
You deserve to focus on your physical recovery. We can take your car accident case from start to finish. If you have already taken action on your personal injury case, we can still review the situation and help you navigate the complex claims process.
How an Indianapolis Car Accident Lawyer Can Help
Our Indianapolis car accident attorneys have counseled numerous accident victims and their families. We know how difficult it can be to place your trust in someone after an accident. That is why we offer full transparency to all of our clients, allowing them to hold us to the same high standards we created for ourselves. For your case, we will:
- Conduct a thorough investigation of the accident. As a former police captain, Mr. Sevenish has years of experience investigating the finer details of many different types of accidents. We will collect all of the evidence of your accident to prepare a case that is supported by facts with specific details.
- Determine all parties who may be held responsible. An investigation may reveal that one or more parties can be held legally responsible for the harm you have suffered. According to the National Institute on Alcohol Abuse and Alcoholism (NIAAA), a driver can be held responsible for a drunk driving crash, but the bar that served him could also be found liable. A car company, its suppliers, and government entities can be liable.
- Examine all medical records to determine past losses. Many victims are not fully aware of how much they have lost as a result of the accident, putting them at risk of accepting a settlement that does not cover their costs.
- Work closely with experts to determine future losses. While many accident victims are able to resume their normal lives after an accident, some will continue to suffer long-term or even permanent effects. We draw on our relationships with medical professionals and others to calculate an accurate figure that combines loss of future earning capacity, scarring and disfigurement, loss of consortium, and other compensation through personal and economic damages.
- Prepare a detailed, written demand. We prepare each case on a written legal basis and medical chronology of the facts, with state-of-the-art exhibits confirming medical and legal issues and persuasive video documentaries with professional narration.
- Resolve and negotiate any liens attached to your recovery. We take over any collections that began as a result of financial hardship after your accident and make every effort to negotiate those liens down. Of every dollar we convince a lienholder to reduce a lien, 100% of that reduction goes back to the client directly—without additional attorney fees.
- Deal with insurance companies. We know what is necessary to maximize the legal value of your claim and minimize the financial obligation required to health insurers, allowing us to negotiate a full and fair settlement as fast as possible.
- Take a solid, well-prepared case to trial if needed. Although the vast majority of all claims settle out of court, we prepare each case as if it will go to trial.
Get Help from the Top Car Accident Attorneys in Indianapolis
If you have suffered a severe car accident injury, we can help you learn more about your case. Getting proper payment after an accident requires immediate action. Once the window has closed to file your suit, your right to seek car accident compensation is lost forever.
At the Sevenish Law Firm, we dedicate ourselves to each case with the honesty, fairness, and integrity that clients have come to expect from our attorneys and paralegals. Our initial consultations are free and confidential, and we always respond to calls within 24 hours.