If you suffered injuries after a car accident in the state of Indiana, you likely have a lot of questions about the accident and whether you can be compensated for your injuries. Contacting a car accident lawyer in Carmel, IN, with the Sevenish Law Firm, P.C. at (317) 636-7777 can help answer your questions regarding your personal injury case.
Most Common Issues After a Car Accident in Indiana
After a car accident, even after following Indiana’s legally mandated driver duties (Indiana Code Section 9-26-1-1.1), you may feel overwhelmed and have a lot of questions and concerns related to the accident. The following are some of the most common issues our clients encountered after a car accident.
Speaking with the Other Driver’s Insurance Company
Insurance companies often want to settle personal injury claims quickly, even before the medical treatment or physical therapy has finished. If you agree to settle, you will likely end up leaving money on the table.
An insurance company may also ask you to sign a medical release to obtain your medical records regarding your injury. These medical release requests are typically too broad and request too much information that can be used against you in your case. The insurance adjuster might also attempt to get you to say something that will jeopardize your case.
Consider visiting with the car accident legal team in Carmel, IN, at the Sevenish Law Firm, P.C., at (317) 636-7777. We will represent you in all dealings with the insurance company to ensure it does not take advantage of you.
Recovering Compensation If the Other Driver Had No Insurance
If someone causes an accident and does not have insurance, you will want to use your uninsured or underinsured motorist protection coverage. This type of additional coverage is required in Indiana under minimum auto insurance requirements unless rejected in writing by you. The minimum standard of coverage is $25,000 per person and $50,000 per accident.
Getting Medical Bills Paid After a Car Accident
Initially, you will be responsible for the medical, prescription, and physical therapy bills that are related to your car accident. However, if you were injured due to someone else’s negligence, you should be able to receive compensation eventually for your medical bills. Before that time, you should check your car insurance policy to see if you purchased “medical payments” coverage which may pay for medical expenses up to $25,000 depending on the policy coverage you have. If you do not carry “medical payments” coverage, you may be able to have your health insurance pay for your medical expenses initially.
Whatever way you initially pay for your medical bills, if another party was at fault for the accident due to their negligence or recklessness, you should be compensated by that person for your medical bills and related medical claims.
Deadlines to Bring a Lawsuit for Personal Injuries in Indiana
While deadlines can vary, Indiana’s statute of limitations (IC43-11 Ch.2) gives you approximately two years to file your case in court regarding your personal injuries related to a car accident. We can help you determine how long you have in your case to file a claim for compensation for your injuries. Give a car accident lawyer in Carmel, IN, from our firm a call today to get started immediately: (317) 636-7777.
Recoverable Damages in a Car Accident Case
The compensation you can recover for your damages differs case by case. Common damages we have recovered for our clients include:
- Medical bills, including hospitalization, ambulance, medication, surgery, ongoing care, doctor appointments, and more
- Both past lost wages and future lost wages if your injuries kept you from returning to work or you had to take a lesser paying job
- Miscellaneous costs, such as renovating your home to accommodate your disability
- Pain and suffering
- Mental anguish
We will investigate your case to determine its value and negotiate with the insurer for a fair settlement. If the insurer refuses, we will not hesitate to take your case to court.
Why You Should Not Represent Yourself
Many people think it is better to just represent themselves in an accident case, but most people lack the experience and knowledge to successfully navigate a case. You may miss opportunities to recover compensation or overstep deadlines.
We also recommend that you do not hire a “discount” lawyer, as these lawyers often handle multiple different practice areas. They are jacks of all trades and are typically masters of none. We handle only personal injury cases, which means we know the best approach to take to win your case.
Contact a Car Accident Lawyer in Carmel, IN
From figuring out who was at-fault for a car accident, to filing insurance claims, the number of questions you have after a car accident can be overwhelming and staggering. The car accident lawyers in Carmel, IN, from Sevenish Law Firm, P.C., can help investigate the accident, provide assistance with filing claims, and help you negotiate with insurance companies. Contact our team in Carmel, IN, at (317) 636-7777 for help with your car accident questions today.